When you apply for a mortgage, there are several factors that impact how much you can borrow. Your credit health and debt-to-income ratio are two of the big influencers at the individual level. Howeve
If you are looking for a new home, the current housing market’s high home prices and rising interest rates may have you seeking out alternatives to conventional, fixed-rate mortgages.
In many regions, home sales have slowed to a more normal rate. But even if you aren’t facing a potential bidding war, getting pre-approved for a mortgage before you start house hunting is a smart choi
Buying your first home can make you feel like you’re learning a new language. Loan-to-value ratio? Adjustable rate mortgage? Origination fees?
The U.S. Department of Veterans Affairs (VA) provides many valuable resources for former and current U.S. service members and their families. VA home loans are one of these resources, offering exclusi
Homebuyers have many mortgage options to choose from. For many borrowers, a conventional mortgage with a fixed interest rate for the life of the loan is the best option. However, there are some circum
Buying a home is a big commitment. Not only are you responsible for maintenance and upkeep, but you’re also potentially looking at 15-30 years of mortgage payments.
When buying a new home, a 20 percent mortgage down payment has long been touted as the ideal. However, many lenders no longer expect homebuyers to come up with such a large lump sum and are making mor
Whether you are looking for your first home or your fifth, it’s important to understand your mortgage options before you start shopping. Not all home loans are created equal, and the perfect mortgage
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