VA loans are nonconventional home loans that are designed to make it easier for current and past military personnel and their families to become homeowners. Because they are guaranteed by the U.S. Dep
Housing inventory is up, and bidding wars are down. This means there are more houses to choose from, and buyers can purchase a home without having to fight for it or offer thousands over the asking pr
As a first-time homebuyer, by the time you reach the closing table, you have been bombarded with dozens of different calculations, percentages, and unfamiliar terms. One of the new terms that can be e
There is a common misconception that homebuyers with conventional loans must put down 20 percent of the purchase price at closing. In reality, many buyers either don’t have that much cash in hand or c
Halfway through 2022, the U.S. housing market is in a weird place. With record-high home prices and rising interest rates, some buyers may be second-guessing whether now is the right time to purchase
Buying a home is a huge investment, and few people have cash on hand to make the purchase outright. Most homebuyers work with a bank or mortgage lender to borrow money to buy their home.
Many first-time homebuyers are so laser-focused on figures such as purchase price, down payment, and mortgage rate that they don’t consider other significant expenses, such as closing costs. This over
When a mortgage lender reviews your loan application, the first thing they do is assess your ability and willingness to repay the loan.
current_page_num+2: 4 - disabled